Payments Based on Your Income and Family Size Count
Conquer Student Loans
Identify Forgiveness Options
Improve Repayment Plans
Payments You Can Handle.
Plans That Fit Your Life.
Income-Driven Repayment (IDR) Plans
What It Means:
Repayment plans that adapt your monthly payments based on your income and family size.
Why It Helps:
Keeps you in comfortable payments and might qualify you for loan forgiveness after 20-25 years under specific conditions.
Perfect For:
Borrowers with low income and high loan payments amount who need lower and comfortable payments.
Income Based Repayment
Protect your knowing your payments have a maximum payment cap equal to 1% of the loan balance.
Pay As You Earn
Make payments based on 10% of your discretionary income.
Income Contingent Repayment
Because parents who put their kids through school need assistance too.
Why trust Financial Relief Aid?
We help you understand every option, so you can lower your payments, avoid stress, and feel more in control.